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Carrying Cash for Small Shops That Do Not Take Cards

2026-06-11 · about 3 min read

Many Small-Town and Market Shops Still Take Cash Only

In cities, you can often get by without a wallet, but at small neighborhood restaurants, five-day markets, and long-running local eateries, it is common to find no card terminal at all or to hear a simple, “Cash only.” Of course, that place often turns out to be the best one. To avoid having to walk away because you have no cash, decide before you leave how much to withdraw and in what denominations.

SectionKey summary
Many Small-Town and Market Shops Still Take Cash OnlyShort key point
Cash Budget for a 2-Day, 1-Night TripShort key point
Cash Preparation Before DepartureDo not keep all your cash in one place
How to Save Cash LocallyPractical method in brief

Cash Budget for a 2-Day, 1-Night Trip

UseEstimated amountRecommended denominations
Restaurants and snack shops20,000~40,000 wonMostly 10,000-won bills
Market snacks and treats10,000~20,000 wonPlenty of 1,000-won bills
Parking and admission fees5,000~10,000 won1,000-won bills + coins
Emergency cash20,000 wonone 5,000-won bill, one 10,000-won bill

Altogether, about 60,000~90,000 won per person is appropriate for a 2-day, 1-night trip. The key is not the total amount but the small change. If you bring only 50,000-won bills, you may easily run into “We don’t have change.” In practice, mixing in enough 10,000-won and 1,000-won bills is far more useful.

Cash Preparation Before Departure

  1. Withdraw the amount you need from a bank or ATM, and change part of it into 1,000-won and 5,000-won bills at a bank counter or supermarket checkout.
  2. Do not keep all your cash in one place. Split it into three parts: 30,000 won for the day in your wallet, 20,000 won in an inner bag pocket as emergency cash, and 20,000 won as backup cash in your suitcase.
  3. Pack 1,000~2,000 won in coins separately in a small pouch. They are useful for parking payment machines, vending machines, and change at traditional markets.
  4. Mark 1~2 local ATM locations on your map in advance. In small villages, ATMs are often found only at township offices, post offices, or Hanaro Mart.

How to Save Cash Locally

  • Use larger payments at restaurants and accommodations that accept cards, and save cash for small shops.
  • Do not discard 1,000-won bills received as change; collect them and use them for your next snack purchase.
  • Ask “How much is it?” first, then choose items that match the denominations you have to avoid problems with insufficient change.
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Note: In regional areas, ATMs often run out of cash or go offline for maintenance on Saturdays, Sundays, and late at night. On the afternoon of your arrival day, secure enough cash for the next day as well. If the only ATM around stops working at night, there is no easy fix.
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